IHT calculator
This is only for illustration. Choose the option that feels closest.
2. About your estate
These are only counted if “After 6th April 2027” is selected above.
If something doesn’t apply to you, you can leave it blank or enter 0.
3. Your relationship status
On second death, assume full transferable allowances from your spouse/civil partner?
4. Plans for your home
Summary
Total estate (gross)
£0
Chargeable estate before allowances
£0
Estimated inheritance tax due
£0
Breakdown
This calculator provides an estimate only, based on simplified assumptions. It reflects Business Relief changes from 6 Apr 2026 and inclusion of most unused pensions from 6 Apr 2027. Nil-rate band (£325,000), Residence nil-rate band (£175,000), and the £2m taper are assumed to remain at current levels. Tax rules and personal circumstances can change, so you should always seek personalised financial advice.